About Us


FRS OPTIONS is a free, no obligation resource, created to fulfill a need for objective information and news about the various options available within the Florida Retirement System.  Most decisions made relative to your retirement benefits from a participating employer are NOT reversible, it is important to gather as much information as possible to help you make the best decision for your individual circumstances.  Our goal is to provide you with that information.  We are not affiliated with the state of Florida, the MyFRS website, or the Florida Retirement System.  Any information on this site is not approved nor endorsed by the Florida Retirement System.  We are a third party resource for objective information about you options within your retirment plan.

After reading through the information provided, we urge you to call or email us with any and all questions you might have.  We will respond promptly, and with details corroborating our positions.

FRS OPTIONS does not provide investment, financial, legal, nor tax advice. The Website is intended to provide general and educational information only and does not attempt to give you advice that relates to your specific circumstances. You are advised to discuss your specific requirements with an independent financial adviser.

  • Mark Davy

    There was a very interesting article in the Sarasota Herald Tribune this morning concerning the escalating costs of Pension for municipal workers. The City of Sarasota is considering making a switch from Pension Plans with a defined benefit to a retirement plan whereby employees make contributions to their own accounts. It is an ever increasing conversation at both the corporate and municipal levels to combat the rising costs and inherent risks of pension plans. The link below will take you to the article;

  • Rebecca Debevec

    With the retirement benefit to be “studied” over the summer break, is it possible that the changes could be made retroactive to the fiscal year beginning July 1, 2010?

  • http://www.floridaretirementsystem.info Mark Davy

    I would guess it's possible, but I think it is highly unlikely. I don't think it would be beneficial,

  • Herb Koross

    I have already received my DROP payout as a retired public school administrator. Are there any bills pending or being considered that would affect my pension?

  • http://www.floridaretirementsystem.info Mark Davy


    As far as I can tell, the only thing that will affect you is you might lose
    the Health Insurance Subsidy. Outside of that, I don't see anything that
    would affect the rest of your benefits.!


  • http://www.floridaretirementsystem.info Mark Davy

    It appears that at this time, since you are retired and have recieved your payout, the only thing that could affect you would be the loss of the Health Insurance Subsidy (HIS), which is House Bill 5701. You pension and DROP are not affected.
    Mark A. Davy

    SouthBay Investment Group, llc
    665 S. Orange Avenue, Suite 4
    Sarasota, Florida 34236

    941-952-1937 (fax)